An independent Las Vegas agency built on explaining things clearly

Jaime Flores started Jaflo Insurance Services after watching too many Las Vegas families make expensive decisions from a glossy mailer. Someone turns 65, gets forty pieces of mail in a month, picks the plan with the loudest advertisement, and finds out in February that their specialist is out of network. Someone else buys a life insurance policy for far more than they need because nobody explained what the money is actually for.

The practice is deliberately small and personal. Jaime handles consultations himself, which means the person who explains your options is the same person who submits the application, calls the carrier when something goes wrong, and reviews your plan the following year. That continuity is unusual in an industry built on call centers and lead lists.

Because the agency is independent, there is no quota pushing one carrier's product. We are appointed with multiple insurers and compare what is available at your specific ZIP code — sometimes the recommendation is to keep the coverage you already own and stop paying for a rider you will never use.

Jaime Flores is fully bilingual in English and Spanish, and he is licensed in Nevada, Texas, Arizona, California, Utah and Colorado. For many households in the valley, being able to move between both languages is the difference between signing something and understanding something, and we treat it as a core service rather than an accommodation.

Beyond insurance, Jaime works with accounting professionals. He integrates financial services into an accounting firm's existing practice, becoming an extension of the firm and helping solve the advanced financial planning needs their clients bring to them — without the firm having to build that capability in-house.

His second specialty is foreign nationals with assets in the United States. Jaime helps them protect their wealth, preserve their legacy and build long-term financial strategies that account for cross-border realities.